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Neighborhood Stabilization Program (NSP)

Welcome!
The City of Merced Housing Division has received funding to help you achieve your goal of home-ownership. If interested in purchasing a home under the Neighborhood Stabilization Program (NSP), please read the guidelines and complete the application below.


   Steps to Purchase a NSP Home

* Get Pre-approved by a mortgage lender
* Complete and submit an NSP application form
* Must meet HUD income guidelines
* Must not have owned a home within the last three 
   years or gone through foreclosure                     

 MAXIMUM QUAILIFYING INCOME GUIDELINES* (120% AMI)

Number of Persons in Household

2

3

 4

 5

 $48,650

 $55,600

 $62,550

 $69,500

 $75,050

 $80,600

 $86,200

 $91,750

  *Based on HUD Income Limits Documentation System (updated February 2012).

             
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