The CALHOME Program provides home loans to first time home buyers and rehabiliation loans to homeowners who would like to beautify their property.
STEPS TO QUALIFY FOR CALHOME FIRST TIME HOME BUYER ASSISTANCE
* Get pre-approved by a mortgage lender
* Must not exceed HUD income limits (see application for limits)
* Must not have owned a home within the last three years
PLEASE CONTACT THE HOUSING DIVISION (209-385-6863) TO COMPLETE A PRELIMINARY APPLICATION FOR THE OWNER-OCCUPIED REHABILITATION LOAN
*****PLEASE NOTE: THE HOUSING DIVISION DOES NOT HAVE FUNDS TO LOAN FOR THE CALHOME 12 FIRST TIME HOME BUYER PROGRAM AT THIS TIME*****