Welcome! The City of Merced Housing Division has received funding to help you achieve your goal of home-ownership. If interested in purchasing a home under the Neighborhood Stabilization Program (NSP), please read the guidelines and complete the application below.
Steps to Purchase a NSP Home
* Get Pre-approved by a mortgage lender * Complete and submit an NSP application form * Must meet HUD income guidelines * Must not have owned a home within the last three years or gone through foreclosure
MAXIMUM QUAILIFYING INCOME GUIDELINES* (120% AMI)
Number of Persons in Household
*Based on HUD Income Limits Documentation System (updated February 2012).