Welcome! The City of Merced Housing Division has been busy rehabilitating foreclosed homes to help you achieve your goal of home ownership. If interested in purchasing a home using the Neighborhood Stabilization Program (NSP), please read the guidelines and complete the application below.
Steps to Purchase an NSP Home
* Get Pre-approved by a mortgage lender * Complete and submit an NSP application form * Must not exceed HUD income guidelines * Must not have owned a home within the last three years or gone through foreclosure
MAXIMUM QUAILIFYING INCOME GUIDELINES* (120% AMI)
Number of Persons in Household
*Based on HUD Income Limits Documentation System (updated March 2014).