Merced has one of the highest foreclosure rates in the nation. It’s estimated that one out of every 82 homeowners in Merced is having problems paying the mortgage.
Don’t become one of those people. Don’t lose your home and wreck your credit rating. Take action today to avoid foreclosure. If you are having problems making your house payment, don’t ignore the problem.
There are other places to get help.
Call the Hope Hotline any time of the day or night to get free help at 1-888-995-HOPE or go to 995hope.org.
For information about FHASecure, a refinancing option for homeowners who were able to make their payments until the loans were reset, go to http://www.fha.gov/.
Find your lender or mortgage company:
Housing counseling services:
Internal Revenue Service information on foreclosure tax consequences: